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		<title><![CDATA[Nanolive Articles - Articles - ]]></title>
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			<title><![CDATA[Debt Consolidation Is Not A Debt Reduction Instrument]]></title>
			<link>http://article.nanolive.com/articles/114232/1/Debt-Consolidation-Is-Not-A-Debt-Reduction-Instrument/Page1.html</link>
			<description><![CDATA[The amount of debt is generally not reduced upon debt consolidation.]]></description>
			<author>no@spam.com (Zulika van Heerden)</author>
			<pubDate><![CDATA[Thu, 26 Jun 2008 11:14:21 EDT]]></pubDate>
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			<title><![CDATA[Is Debt Consolidation Worth The Effort?]]></title>
			<link>http://article.nanolive.com/articles/114230/1/Is-Debt-Consolidation-Worth-The-Effort/Page1.html</link>
			<description><![CDATA[Some would say debt consolidation involves too much work.  It means tons of paperwork, negotiations, credit checks, and all other things that applying for a loan requires.  Debt consolidation, furthermore, requires paying debt consolidation service charges.  Are all the effort and the fees worth it?]]></description>
			<author>no@spam.com (Zulika van Heerden)</author>
			<pubDate><![CDATA[Thu, 26 Jun 2008 11:08:12 EDT]]></pubDate>
			<guid isPermaLink="true">http://article.nanolive.com/articles/114230/1/Is-Debt-Consolidation-Worth-The-Effort/Page1.html</guid>
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			<title><![CDATA[Realtors Bag Of Tricks]]></title>
			<link>http://article.nanolive.com/articles/109372/1/Realtors-Bag-Of-Tricks/Page1.html</link>
			<description><![CDATA[In order to get the highest possible price for their home, many sellers make a huge mistake by choosing a real estate agent with the highest listing price.]]></description>
			<author>no@spam.com (Zulika van Heerden)</author>
			<pubDate><![CDATA[Mon, 09 Jun 2008 21:28:16 EDT]]></pubDate>
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			<title><![CDATA[Why Free Debt Consolidation Services Are Free]]></title>
			<link>http://article.nanolive.com/articles/107633/1/Why-Free-Debt-Consolidation-Services-Are-Free/Page1.html</link>
			<description><![CDATA[Finding yourself stuck in numerous debts will lead you to either of two things: give up and declare bankruptcy or struggle and seek help. The first is easy and depressing, the latter easier and promising.  Why easier?]]></description>
			<author>no@spam.com (Zulika van Heerden)</author>
			<pubDate><![CDATA[Thu, 05 Jun 2008 10:07:31 EDT]]></pubDate>
			<guid isPermaLink="true">http://article.nanolive.com/articles/107633/1/Why-Free-Debt-Consolidation-Services-Are-Free/Page1.html</guid>
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			<title><![CDATA[Why a Personal Loan Won't Work for Debt Consolidation]]></title>
			<link>http://article.nanolive.com/articles/107631/1/Why-a-Personal-Loan-Wont-Work-for-Debt-Consolidation/Page1.html</link>
			<description><![CDATA[There are so many loan packages available today that it can be difficult sometimes to distinguish the best one for a particular need.]]></description>
			<author>no@spam.com (Zulika van Heerden)</author>
			<pubDate><![CDATA[Thu, 05 Jun 2008 10:06:09 EDT]]></pubDate>
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			<title><![CDATA[Do You Really Need A Personal Debt Consolidation Loan?]]></title>
			<link>http://article.nanolive.com/articles/93562/1/Do-You-Really-Need-A-Personal-Debt-Consolidation-Loan/Page1.html</link>
			<description><![CDATA[While upfront such a loan may seem like it is the answer to your debt problems, on closer look, you may notice that what it actually does is put you deeper in debt and make it harder for you to pay it all off on a shorter period of time.]]></description>
			<author>no@spam.com (Zulika van Heerden)</author>
			<pubDate><![CDATA[Fri, 25 Apr 2008 16:20:18 EDT]]></pubDate>
			<guid isPermaLink="true">http://article.nanolive.com/articles/93562/1/Do-You-Really-Need-A-Personal-Debt-Consolidation-Loan/Page1.html</guid>
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			<title><![CDATA[Which Bills To Pay First When Consolidating Debt?]]></title>
			<link>http://article.nanolive.com/articles/91938/1/Which-Bills-To-Pay-First-When-Consolidating-Debt/Page1.html</link>
			<description><![CDATA[Debt consolidation basically buys the debtor a lot of time to reevaluate things. But reevaluating is not always a big thing on peoples to do lists when they consolidate their debts. There are some who put themselves in even more debt by spending a lot of money right after consolidating their previous debts.]]></description>
			<author>no@spam.com (Zulika van Heerden)</author>
			<pubDate><![CDATA[Sat, 19 Apr 2008 21:02:12 EDT]]></pubDate>
			<guid isPermaLink="true">http://article.nanolive.com/articles/91938/1/Which-Bills-To-Pay-First-When-Consolidating-Debt/Page1.html</guid>
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			<title><![CDATA[Tiny Plastic Credit Cards Are Deceiving]]></title>
			<link>http://article.nanolive.com/articles/91932/1/Tiny-Plastic-Credit-Cards-Are-Deceiving/Page1.html</link>
			<description><![CDATA[Using this tiny plastic card is deceiving because you do not see money go away; you do not see cash going out of your wallet.  Come payment time, you realize you really do not have the means to pay for what you have already used up.  This is where debt consolidation of unsecured bad debt comes in.]]></description>
			<author>no@spam.com (Zulika van Heerden)</author>
			<pubDate><![CDATA[Sat, 19 Apr 2008 12:46:53 EDT]]></pubDate>
			<guid isPermaLink="true">http://article.nanolive.com/articles/91932/1/Tiny-Plastic-Credit-Cards-Are-Deceiving/Page1.html</guid>
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			<title><![CDATA[Valuing Student Debt Consolidation Loans]]></title>
			<link>http://article.nanolive.com/articles/91925/1/Valuing-Student-Debt-Consolidation-Loans/Page1.html</link>
			<description><![CDATA[Keep in mind that no matter where a person is in the complicated universe of payables and loans, there is always one package that will meet his needs.  A student debt consolidation loan may just be the one.]]></description>
			<author>no@spam.com (Zulika van Heerden)</author>
			<pubDate><![CDATA[Sat, 19 Apr 2008 12:16:49 EDT]]></pubDate>
			<guid isPermaLink="true">http://article.nanolive.com/articles/91925/1/Valuing-Student-Debt-Consolidation-Loans/Page1.html</guid>
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			<title><![CDATA[Mortgages For Debt Consolidation]]></title>
			<link>http://article.nanolive.com/articles/91918/1/Mortgages-For-Debt-Consolidation/Page1.html</link>
			<description><![CDATA[One big problem with unsecured loans for debt consolidation was that they usually had high interest rates attached to them. With credit cards, for example, that interest could reach as high as 30%. If that sort of figure is too much for your income and budget, you might want to try one of the other very available methods of debt consolidation.]]></description>
			<author>no@spam.com (Zulika van Heerden)</author>
			<pubDate><![CDATA[Sat, 19 Apr 2008 11:49:37 EDT]]></pubDate>
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