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			<title><![CDATA[Understanding Your FICO Score And Its Variances]]></title>
			<link>http://article.nanolive.com/articles/136780/1/Understanding-Your-FICO-Score-And-Its-Variances/Page1.html</link>
			<description><![CDATA[The main system in place for determining credit scores is called FICO, an acronym for Fair Isaac Credit Organization, which is the company that owns this formula.  The three credit bureaus, Equifax, TransUnion, and Experian all use this system to establish credit scores, but they each market it under a different name.]]></description>
			<author>no@spam.com (Scott Letourneau)</author>
			<pubDate><![CDATA[Sun, 24 Aug 2008 20:05:30 EDT]]></pubDate>
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			<title><![CDATA[VantageScore Versus FICO: How the New Credit Rating System May Affect Consumers]]></title>
			<link>http://article.nanolive.com/articles/135979/1/VantageScore-Versus-FICO-How-the-New-Credit-Rating-System-May-Affect-Consumers/Page1.html</link>
			<description><![CDATA[The exact differences, benefits, and downsides of the VantageScore system versus the FICO system remain to be seen, but consumers should be watchful of how the credit landscape changes for them based on this new arrival.]]></description>
			<author>no@spam.com (Scott Letourneau)</author>
			<pubDate><![CDATA[Thu, 21 Aug 2008 20:39:34 EDT]]></pubDate>
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			<title><![CDATA[FAQs Regarding New Credit Formulas]]></title>
			<link>http://article.nanolive.com/articles/135977/1/FAQs-Regarding-New-Credit-Formulas/Page1.html</link>
			<description><![CDATA[Business owners must consider how these changes could effect their business scores, because of the major impact it could have on their ability to take out loans, finance projects, or pay employees.  Consider your options and discuss them with a financial adviser to figure out what is the best plan for you.]]></description>
			<author>no@spam.com (Scott Letourneau)</author>
			<pubDate><![CDATA[Thu, 21 Aug 2008 20:36:37 EDT]]></pubDate>
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			<title><![CDATA[Credit Tips For Small Business Owners]]></title>
			<link>http://article.nanolive.com/articles/134787/1/Credit-Tips-For-Small-Business-Owners/Page1.html</link>
			<description><![CDATA[It is shocking that nearly all small-businesses fail in their first months or years of business.  One of the primary flaws of the way people run their businesses is being lax when it comes to book keeping and cash flows.  It is important for business owners to follow some simple but imperative steps in order to go maintain the success of your business.]]></description>
			<author>no@spam.com (Scott Letourneau)</author>
			<pubDate><![CDATA[Tue, 19 Aug 2008 15:13:13 EDT]]></pubDate>
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			<title><![CDATA[Credit Score Formula Changes, Impact on Small Business Owners]]></title>
			<link>http://article.nanolive.com/articles/134786/1/Credit-Score-Formula-Changes-Impact-on-Small-Business-Owners/Page1.html</link>
			<description><![CDATA[Small businesses are extremely important to our culture and our economy.  In fact, small businesses make up a very significant portion of our economy. The financial success of America's small businesses lies heavily on their ability to attain credit in order to maintain their business.]]></description>
			<author>no@spam.com (Scott Letourneau)</author>
			<pubDate><![CDATA[Tue, 19 Aug 2008 15:06:48 EDT]]></pubDate>
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			<title><![CDATA[The Anatomy of Your Business Credit Score]]></title>
			<link>http://article.nanolive.com/articles/134785/1/The-Anatomy-of-Your-Business-Credit-Score/Page1.html</link>
			<description><![CDATA[The success or failure of a small business could very well rest on the business owners credit scores, especially with the failure of mot businesses in the first six months of the business.]]></description>
			<author>no@spam.com (Scott Letourneau)</author>
			<pubDate><![CDATA[Tue, 19 Aug 2008 15:06:10 EDT]]></pubDate>
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			<title><![CDATA[What VantageScore Could Mean for Newer or Less-Experienced Borrowers]]></title>
			<link>http://article.nanolive.com/articles/134750/1/What-VantageScore-Could-Mean-for-Newer-or-Less-Experienced-Borrowers/Page1.html</link>
			<description><![CDATA[Credit scores have long been determined by a nearly universal formula known as the FICO model.  This model, owned by Fair Isaac, is used by over 80% of the major banks in the US, and is the familiar 300-850 credit ranking that consumers are familiar with.]]></description>
			<author>no@spam.com (Scott Letourneau)</author>
			<pubDate><![CDATA[Tue, 19 Aug 2008 13:52:34 EDT]]></pubDate>
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			<title><![CDATA[Three Key Factors Lenders Look at Before Giving You Business Credit]]></title>
			<link>http://article.nanolive.com/articles/134749/1/Three-Key-Factors-Lenders-Look-at-Before-Giving-You-Business-Credit/Page1.html</link>
			<description><![CDATA[Many businesses fail because they are unable to access the capital that they need to survive, particularly in the first five years of establishment when banks view them as riskier because of their age.]]></description>
			<author>no@spam.com (Scott Letourneau)</author>
			<pubDate><![CDATA[Tue, 19 Aug 2008 13:52:04 EDT]]></pubDate>
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			<title><![CDATA[Importance of Credit and Capital for Small Business]]></title>
			<link>http://article.nanolive.com/articles/134745/1/Importance-of-Credit-and-Capital-for-Small-Business/Page1.html</link>
			<description><![CDATA[Small businesses are extremely important to our culture and our economy.  In fact, small businesses make up a very significant portion of our economy. The financial success of America's small businesses lies heavily on their ability to attain credit in order to maintain their business.]]></description>
			<author>no@spam.com (Scott Letourneau)</author>
			<pubDate><![CDATA[Tue, 19 Aug 2008 13:44:19 EDT]]></pubDate>
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			<title><![CDATA[How Personal Revolving Debt Affects Business Credit]]></title>
			<link>http://article.nanolive.com/articles/134742/1/How-Personal-Revolving-Debt-Affects-Business-Credit/Page1.html</link>
			<description><![CDATA[Many business owners are shocked to find that their personal finances have such a large impact on their business's ability to access credit.]]></description>
			<author>no@spam.com (Scott Letourneau)</author>
			<pubDate><![CDATA[Tue, 19 Aug 2008 13:38:47 EDT]]></pubDate>
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